IBSSP® - Terms

"Last Updated" 2025-08-23

1. Overview

Welcome to www.ibssp.com and thank you for using our Services.

1.1 Processing personal information

This document explains how IBSSP® collects, uses, and protects your personal information when you use our Website.

2. Information we collect

The specific information collected will vary depending on the User interaction with our Services or Website.

IBSSP collects personal information through various methods, including:

- When Users visit our Website, we automatically collect certain information about their device and browsing behavior. This information may include the User internet protocol address, browser type, operating system, referring Website, pages visited, and time spent on our Website. We collect this information using cookies and other similar technologies.

When Users create an account (if applicable), transactions completed as a result of purchasing Services, or contact us through the feedback form, sign-up the email for our newsletter and customer support on our Website, we may collect additional personal information, such as:

- User account data: Name, Email address.

- Financial Information: We prioritize the security of your payment details. Credit and debit card information is only requested by our secure payment processor at the time of purchase. These details are not processed or stored on our servers, as all transactions are handled directly through our payment gateway. This ensures that the highest standards of protection and encryption are maintained throughout the process, keeping your financial data safe and secure.

Payments made through our services are processed by third-party providers, including Stripe, Inc. (“Stripe”), Payhip, and PayPal. These platforms collect and handle the financial information required to complete transactions securely.

In addition to our own Privacy Policy and Terms and Conditions, your financial data is also subject to the terms and privacy policies of our payment providers:

Stripe:

Services Agreement: stripe.com/legal/ssa

Payhip:

PayPal:

User Agreement: paypal.com/webapps/mpp/ua/useragreement-full

We encourage you to review these policies to understand how your payment information is processed and protected.

- Other relevant details: Any other information voluntarily provided by the User (if applicable or requested for the specific transaction, such as business details, to obtain the value added tax invoice)

IBSSP uses cookies to collect information about User-Website interactions and to personalize their experience.

IBSSP uses web beacons to collect information about User-Website interactions and to measure the effectiveness of the visits.

IBSSP uses analytic tools, such as search engine optimization, to collect information about User-Website interactions. These tools provide us with insights into how Users are using our Website, which helps us to improve the Services we offer.

3. Updates to Privacy Policy

IBSSP may update this Privacy Policy from time to time. When we make changes, we will post the updated Privacy Policy on our Website and update the "Last Updated" date at the top of this Policy. We encourage you to review this Privacy Policy regularly for any changes.

4. Use of information

IBSSP collects and uses personal information for the following purposes:

- We use personal information to provide a variety of Services to our Users, such as processing transactions when a Service is purchased and Website navigation.

- To improve User experience: IBSSP uses personal information to personalize User experience on our Website, by remembering preferences and providing relevant content and offers in the future.

- User consent: IBSSP uses personal information with the User consent when they create an account (if applicable), purchase Services, sign-up the email for our newsletter, use our feedback form or by contacting customer support.

IBSSP collects and uses personal information based on the following legal bases:

- To comply with legal and regulatory requirements: IBSSP uses personal information to comply with applicable law and regulations, such as reporting suspicious activity to law regulators.

- Legitimate interests: IBSSP collects and uses personal information when it is necessary to pursue its legitimate interests, such as providing Services, improving User experience, and ensuring security.

5. Data sharing

IBSSP shares personal information with third parties in the following circumstances:

- Service providers: IBSSP shares Users personal information with the service providers that help us operate our business, such as secure payment processors for transactions and data analytic companies for our Website. These service providers are only authorized to use personal information as necessary to provide their services to IBSSP.

- Regulatory authorities: IBSSP may disclose Users personal information to regulatory authorities if required by law or if we believe in good faith that disclosure is necessary to protect our rights or property, to prevent harm to others, or to comply with a law regulator investigation.

6. Data security

IBSSP takes the security of personal information very seriously and has implemented a variety of security measures to protect it from unauthorized access, use, disclosure, alteration, or destruction. These measures include:

- Data encryption: IBSSP encrypts personal information at rest and in transit using industry-standard encryption algorithms. This helps to protect personal information from unauthorized access if it is intercepted during transmissions.

- Access controls: IBSSP has implemented access controls to restrict access to personal information to authorized personnel only. These controls include password protection, multi-factor authentication, role-based access control and others.

- Security monitoring: IBSSP monitors its systems for suspicious activity and takes appropriate action to investigate and remediate any security incidents.

- Vulnerability management: IBSSP regularly scans its systems for vulnerabilities and takes steps to remediate any vulnerabilities that are discovered.

- Vendor security: IBSSP requires its third-party service providers to implement appropriate security measures to protect personal information.

IBSSP regularly reviews and updates its security measures to ensure that they are effective in protecting personal information. However, no method of transmission over the Internet or method of electronic storage is 100% secure, IBSSP cannot guarantee the absolute security of personal information, although we use the sources and resources with the technologies associated to diminish the chance of unauthorized access to the Personal Information voluntarily provided by Users while using our Services or Website, to comply with applicable law and regulations regarding Privacy Policy.

7. Your choices

Opt-Out options

Users have the following options to opt-out of certain data collection or processing activities on the IBSSP Website:

- Newsletter emails: Users can unsubscribe from newsletter emails by clicking the "unsubscribe" link in any email they receive from IBSSP.

- Cookies: Users can manage their cookies preferences through their browser settings. Most web browsers allow Users to block or delete cookies. However, blocking or deleting cookies may affect the functionality of our Website.

- Third-party tracking: Users can opt out of certain third-party tracking technologies by visiting the Network Advertising Initiative (NAI) opt-out page or the Digital Advertising Alliance (DAA) opt-out page.

Account settings (if applicable)

Users can manage their account settings and preferences by logging into their IBSSP account and visiting the "Settings" page. On the "Settings" page, Users can:

- Update their personal information.

- Manage their newsletter email preferences.

- View their transaction history.

- Download their personal data.

If you have any questions about your Privacy choices, you can contact us at: compliance@ibssp.com

8. Retention and deletion

Data retention

This is necessary to comply with applicable law and regulations, such as tax law and anti-money laundering regulations.

IBSSP retains personal information for the following periods:

- Transaction data: IBSSP retains records related to transactions, such as invoices, for a period of five years from the transaction date. However, transaction details are stored by the payment processor, not directly by IBSSP.

- Newsletter data: IBSSP retains newsletter data for a period of five years from the date User last interacted with an email from IBSSP. This is necessary to maintain a record of User preferences and to ensure that IBSSP efforts are compliant with applicable law and regulations.

- Other personal information: IBSSP retains other personal information for a period of five years, such information voluntarily provided from the date User last interacted with our Services or Website. This is necessary to maintain a record of User interactions and to provide customer support.

After the retention period has expired, IBSSP securely erases the personal information.

User Rights

Users have the following rights with respect to their personal information:

- Right to access: Users have the right to access their personal information and to receive a copy of it.

- Right to rectification: Users have the right to correct inaccurate or incomplete personal information.

- Right to erasure: Users have the right to request that their personal information be erased in certain circumstances, such as when the data is no longer necessary for the purposes for which it was collected.

- Right to restrict processing: Users have the right to restrict the processing of their personal information in certain circumstances, such as when they dispute the accuracy of the information.

- Right to data portability: Users have the right to receive their personal information in a structured, commonly used, and machine-readable format and to have it transferred to another controller.

- Right to object: Users have the right to object to the processing of their personal information for certain purposes, such as our direct newsletter.

Residents of California or other jurisdictions with applicable data protection laws may have specific rights regarding their personal information, users should contact us at compliance@ibssp.com. We will respond to all requests within a reasonable timeframe.

9. Cookies and similar technologies

IBSSP uses cookies, web beacons, and other similar technologies to collect and store information about User Website interactions and to personalize their experience.

What are cookies?

- Cookies are small text files that are stored on a User device when they visit our Website. Cookies allow our Website to remember User preferences and track their browsing behavior.

What types of cookies does IBSSP use?

IBSSP uses the following types of cookies:

- Essential cookies: These cookies are necessary for the basic functionality of our Website. They allow Users to log in to their accounts (if applicable), make transactions, and access other essential features of our Website.

What are web beacons?

- Web beacons, also known as pixel tags or clear GIFs, are small images that are embedded on our Website and emails. Web beacons can be used to track whether a User has opened an email or visited a specific webpage.

How does IBSSP use web beacons?

- IBSSP uses web beacons to collect information about the User Website interactions and to measure the effectiveness of our Website.

What are other similar technologies?

- Performance cookies: These cookies collect information about how Users interact with the IBSSP Website. This information helps IBSSP to improve our Website design and functionality.

10. Governing Law

This Privacy Policy and your use of this Website are governed by General Data Protection Regulation and construed in accordance with the law of the European Union. Any dispute arising from or relating to this Privacy Policy, or your use of this Website shall be subject to the exclusive jurisdiction of the courts of the European Union disclosed in Terms and Conditions section 10. Governing Law and dispute resolution: www.ibssp.com/terms-and-conditions

11. Compliance with Law

IBSSP is committed to comply with applicable Privacy Policy law and regulations.

IBSSP will take all necessary steps to ensure the collection, use, and disclosure of personal information comply with the law and regulations.

IBSSP does not sell your personal information.

12. Contact information

If you have any questions about our Privacy Policy, contact us at:

Email: compliance@ibssp.com

13. Additional information

Links to Third-Party Websites

Our Website may contain links to third-party Websites. IBSSP is not responsible for the Privacy practices or Policies of third-party Websites. When you click on a link to a third-party Website, you should read the Privacy Policy of that Website before you provide any personal information.

IBSSP will take all necessary steps to protect your personal information in accordance with applicable law and regulations.

14. Entire Agreement

You agree with these terms (“Terms”) outlined in this Privacy Policy document by using our Website www.ibssp.com (“Website”) and the Services associated, will constitute the entire agreement between IBSSP® (also referred as “IBSSP”, “Us”, “We” or “Our”) and you (also referred as “You”, “Your”, “Customer”, “User”, “Users” being any individual or entity using our Services or Website) in association with applicable law and regulations. Any prior or contemporaneous communications or agreements, whether oral or written, are hereby superseded by the latest update on this Privacy Policy.

15. Resume

By continuing to use our Services or Website, you acknowledge and agree to these Terms outlined in this document.

We appreciate your trust,

IBSSP